Legatus · Real-time financial crime prevention
Legatus is built to serve modern banks, switch operators, and regulated financial infrastructures, to empower institutions to fight fraud and ensure compliance — even as threats evolve daily.
Why Legatus
Built for the institutions that move markets — and protect them. Legatus is more than a platform — it’s a new standard for intelligent financial crime defense.
Talk to an expertIt gives your fraud and compliance teams full control, your auditors full transparency, and your operations team real-world efficiency — without vendor lock-in or cost surprises.
— withoutvendor lock-inorcost surprises
Built for Action, not Alerts
Why Legatus
Every decision made by Legatus is powered by real-time data, adaptive models, and context-aware risk scoring. Financial crime moves fast — Legatus moves faster.
It brings together detection, profiling, compliance, and orchestration into a single real-time pipeline — engineered for speed, precision, and transparency.
Legatus adapts to your operational reality — whether you’re a national switch, a Tier 1 bank, or a digital-first institution.
End-to-end encryption, Role-based access control, Audit trails for scoring, changes, and investigations.
Give your compliance teams the confidence and auditability required under PCI, GDPR, and evolving financial regulations.
At the core of Legatus is IBM Safer Payments, a battle-tested scoring engine used by some of the world’s largest banks and central infrastructures.
Unified Defense Architecture
Low-latency architecture (<10ms) proven in Tier 1 payment environments.You just scrolled through less than ten milliseconds.
Device data, behavioral signals, identity resolution, and historical context combine to build deep individual profiling.
Integrated with all the watchlists to ensure regulatory and AML screening happens in real-time.
Powered by IBM Safer Payments at its core, enabling ultra-low-latency scoring, rules, and models across any channel.
Ties together multiple data sources, risk models, and decision logic — orchestrating the entire workflow.
A workflow-ready (fully customisable) layer designed for investigators and analysts to take quick and auditable action.
Legatus Modules
Each core capability of Legatus is designed as an independent but fully integrated module — enabling you to tailor your deployment to current needs and scale as threats evolve.
Real-time decision engine, fraud detection, and orchestration
Built on IBM Safer Payments, Legatus Core is the brain of the platform. It powers real-time scoring, white-box modeling, case management, and full policy control — all with explainable decisions and regulatory audit trails.
Explore Core →
AML and sanctions screening at real-time speed
Combines Safer Payments’ orchestration with LexisNexis screening to deliver real-time compliance for every transaction. Designed for regulators, banks, and processors that must meet evolving AML/KYC obligations.
Explore Vault →
Digital channel intelligence from device to behavior
Powered by Group-IB Fraud and Threat intelligence, Watchtower monitors every session, fingerprint, and anomaly — helping you defend against malware, bots, and ATO in real time.
Explore Watchtower →
Seamless Integration. Protocol Transformation. Total Orchestration
Legatus Bridge connects your financial ecosystem with unmatched flexibility — enabling real-time communication between modern platforms and legacy infrastructure.
Explore Bridge →In figures
Use Cases
Legatus was designed for the environments where real-time, high-stakes financial decisions happen.
Banks with multiple payment systems, digital channels, and strict regulatory exposure
Fragmented fraud systems, long investigation cycles, and pressure to reduce false positives
Country-level or interbank payment infrastructure
Need for high-speed fraud prevention across millions of daily transactions from multiple institutions
Fintechs, neo-banks, or global PSPs
High-volume onboarding, cross-border risk, fraud-as-a-service attacks
Partners
Talk to an expert.
