Platform Overview
Built to serve modern banks, switch operators, and regulated financial infrastructures, Legatus empowers institutions to stop fraud and ensure compliance — even as threats evolve daily.
Powered by state-of-the-art technologies and award-winning platforms from IBM, Group-IB, Master Card and others — Legatus delivers a unified approach to transaction monitoring, behavioral profiling, and identity intelligence. It adapts to your current needs and scales to meet emerging risks without compromise.
Legatus protects your customers and business from both known and unknown fraud — from day one. Designed for seamless integration and secure deployment, it fits into any IT environment while ensuring regulatory alignment and operational stability. Explore how Legatus enables control, clarity, and confidence in every transaction.
Unified Defense Architecture
It brings together detection, profiling, compliance, and orchestration into a single real-time pipeline — engineered for speed, precision, and transparency. Each component of the platform works independently, but is tightly orchestrated to ensure decisions are made using the right context, across the right channels, at the right moment. From raw transactional input to behavioral signals and external risk scores, Legatus ingests, analyzes, and acts in milliseconds.
Device data, behavioral signals, identity resolution, and historical context combine to build deep individual profiling.
Integrated with all the watchlists to ensure regulatory and AML screening happens in real-time.
Powered by IBM Safer Payments at its core, enabling ultra-low-latency scoring, rules, and models across any channel.
Ties together multiple data sources, risk models, and decision logic — orchestrating the entire workflow.
A workflow-ready (fully customisable) layer designed for investigators and analysts to take quick and auditable action.
Legatus is not a silo or an overlay. It’s a real-time intelligence layer built to sit at the heart of your payments, core systems, and compliance processes — delivering defense with structure and clarity.
Platform
Every decision made by Legatus is powered by real-time data, adaptive models, and context-aware risk scoring. Whether it’s a card transaction, an instant payment, or a login attempt, Legatus evaluates the full picture in milliseconds — across channels, devices, and identities.
Unlike traditional batch or siloed systems, Legatus processes streaming data as it arrives. It doesn’t wait. It doesn’t guess. It scores every event live, combining current activity with behavioral baselines, past profiles, device intelligence, and external signals — ensuring both precision and speed.
Real-time is not just a feature — it’s the foundation.
Built for Action, not Alerts
Event-level scoring at scale – thousands of transactions per second
Real-time integration via REST, Kafka, MQ, ISO, and custom ESB connectors
Parallel fraud and AML intelligence – no duplicated effort, no delay
Low-latency architecture (<10ms) proven in Tier 1 payment environments
Deployment Models
Legatus adapts to your operational reality — whether you’re a national switch, a Tier 1 bank, or a digital-first institution. We offer deployment models that align with your infrastructure, data residency, and risk posture — without compromising performance, control, or compliance.
For institutions requiring full control over data and systems. Deployed within your secure data center or sovereign cloud, with full auditability and support for GDPR, PCI and local regulatory requirements.
Delivered as a managed service from a selfhosted or an IBS-hosted environment. Includes high-security operations, patching, monitoring, and support — ideal for institutions needing rapid time-to-value with tight operational controls for a multi-tenant environment.
Platform
Legatus doesn’t just fit into your infrastructure — it meets your compliance framework, your security baseline, and your operational priorities from day one.
Full support for privacy, profiling transparency, and data protection rights.
IBM Safer Payments, the real-time core of Legatus, is certified under:
Legatus enables full transparency across rules, machine learning models, and decision trees. All models are human-readable, explainable, and version-controlled — giving compliance teams the confidence and auditability required under PCI, GDPR, and evolving financial regulations.
Powered by Proven Technology
It combines best-in-class real-time engines, behavioral analytics, sanctions intelligence, and profiling tools into one seamless platform, built to scale and adapt. At the core of Legatus is IBM Safer Payments, a battle-tested scoring engine used by some of the world’s largest banks and central infrastructures. Surrounding it is a curated set of tools that expand its reach across identity, devices, behavioral signals, and compliance.
Real-time scoring, white-box modelling engine. PCI-certified. Supports hybrid rules + models.
Used as the decision core of Legatus.
Device and session intelligence, malware detection, and behavioral biometrics.
Feeds identity and risk signals into Legatus.
Pre-built detection scenarios tuned for cards, instant payments, scams, insider abuse, and more.
Accelerates deployment and enhances Legatus scoring from day one.
Integration fabric, profiling engine, case management, and in/outbound message orchestration for automation and efficiency.
Wraps the stack and ensures modularity, speed, and extensibility.
See it in action
