Built for institutions operating under growing regulatory pressure, Vault ensures that every transaction is screened, every entity is checked, and every alert is traceable.
By combining the power of IBM Safer Payments’ orchestration engine with screening services, Legatus Vault enables your organization to meet regulatory obligations without slowing down operations — or compromising on fraud controls
Legatus doesn’t just fit into your infrastructure — it meets your compliance framework.
Real-time screening of sender, receiver, and counterparties using global sanctions lists, PEP databases, and local compliance registries.
Pattern- and behavior-based monitoring for suspicious activity — including structuring, smurfing, round-tripping, and layering.
Intelligent routing based on transaction value, region, customer type, and risk profile — configurable and auditable.
Vault runs in parallel with fraud detection in Legatus Core, ensuring no duplication and minimal latency.
Pre-configured alert types for AML compliance, case lifecycle handling, investigator notes, and SAR documentation.
Built on IBM Safer Payments and enhanced by IBS integration and orchestration layers, it delivers real-time transaction monitoring, adaptive risk scoring, and case management — all through an explainable, audit-ready architecture.